The Top 10 Yields by IndustryWith many investors looking for income as well as capital gains, we now publish the top ten yielding stocks in certain industries each week. This week we look at Southwestern Banks (scroll down for other industries). These stocks have been selected from a screening program. They are not recommendations to buy or sell. If you have an interest in any of them, please investigate them completely before taking any action. Updated 10/30/07
INDUSTRY: Southwestern Banks | Company | Symbol | Div/Yield | EPS | | West Bancorp | WTBA | 4.47% | $1.12 | | MidWestOne Financial Group | OSKY | 4.01% | $1.50 | | Osage Bancshares | OSBK | 4.00% | $0.28 | | First Financial Bankshares | FFIN | 3.25% | $2.33 | | Cullen/Frost Bankers | CFR | 3.04% | $3.46 | | International Bancshares | IBOC | 3.02% | $1.59 | | Great Southern Bancorp | GSBC | 2.92% | $2.21 | | Landmark Bancorp | LARK | 2.90% | $2.38 | | First Federal Bankshares | FFSX | 2.63% | $0.64 | | Guaranty Federal Bancshares | GFED | 2.42% | $2.29 | |
| Comments:
WTBA: Trades about 4000 shares a day, only 17.5 million shares outstanding. OSKY: Even smaller, has about 3.7 million shares outstanding. OSBK: Smaller yet, with only 3.6 million shares. When any stock has a small float, it's often difficult to buy or sell shares due to lack of liquidity. If you have an interest in buying any of these three, proceed with caution. Limit orders are recommended. |
Updated 10/23/07
INDUSTRY: Southeastern Banks | Company | Symbol | Div/Yield | EPS | | First Horizon National | FHN | 7.59% | $1.84 | | Cadence Financial | CADE | 6.02% | $0.94 | | Regions Financial Corp. | RF | 5.70% | $2.25 | | NB&T Financial Group | NBTF | 5.46% | $1.16 | | Whitney Holding Corp. | WTNY | 4.53% | $2.10 | | United Security Bancshares | USBI | 4.50% | $1.17 | | Farmers Capital Bank | FFKT | 4.47% | $2.06 | | Britton & Koonz Capital | BKBK | 4.11% | $1.37 | | Fauquier Bankshares | FBSS | 3.98% | $1.50 | | Porter Bankshares Inc. | PBIB | 3.86% | $2.03 |
Comments:
FHN: operates 230 First Tennessee Bank and First Horizon Bank branches in its home state and throughout states in the South. CADE: operates more than 20 branches in the Golden Triangle area of north central Mississippi, plus another almost 20 locations in Alabama, Florida, Georgia, and Tennessee. RF: has 2,000 branches in 16 states, roughly stretching from the Mississippi River Valley in the US heartland to the Southeast and Texas. Regions Financial also owns Memphis-based investment bank and brokerage Morgan Keegan, which has some 325 offices on its parent's turf, plus New York and Massachusetts.
Updated 10/16/07
INDUSTRY: Pacific Banks | Company | Symbol | Div/Yield | EPS | | Bevery Hills Bancorp | BHBC | 8.77% | $0.70 | | Umpqua Holdings | UMPQ | 4.08% | $1.47 | | California First National Bancorp | CFNB | 3.85% | $0.86 | | Heritage Financial | HFWA | 3.78% | $1.56 | | Summit State Bank | SSBI | 3.77% | n/a | | Central Pacific Financial | CPF | 3.75% | $2.61 | | UnionBanCal | UB | 3.62% | $5.06 | | Pacific Capital Bancorp | PCBC | 3.28% | $2.12 | | Bank of Hawaii | BOH | 3.18% | $3.82 |
Comments:
Beverly Hills Bancorp: conducts wholesale banking operations and has one Southern California retail branch. The bank's focus is on the origination of construction and permanent real estate loans, especially for commercial (more than half of the bank's loan portfolio) and multifamily (about 35%) uses. Umpqua Holdings Co.:thinks of itself not so much as a bank but as a retailer that sells financial products. Consequently, many of the company's more than 130 Umpqua Bank "stores" in Oregon, southwestern Washington, and northern California feature coffee bars and computer cafes. While customers sip Umpqua Bank-brand coffee, read the morning paper, pay bills online, or check out local bands at the bank's online music store, bank staff pitches checking and savings accounts, mortgages, business and consumer loans, investments, and more. California First National: Through subsidiaries Amplicon and California First Leasing (CalFirst Leasing), the firm leases mainly computers and software. It also leases retail point-of-sale systems, ATMs, telecommunications equipment, office furniture, and other equipment. CalFirst also operates California First National Bank (CalFirst Bank), a branchless retail bank that accepts deposits through the mail, by phone, or over the Internet.
Updated 10/09/07
INDUSTRY: Northeast Banks | Company | Symbol | Div/Yield | EPS | | MBT Financial Corp. | MBTF | 6.03% | $0.58 | | First Commonwealth Financial | FCF | 5.87% | $0.69 | | Trustco Bank Corp. | TRST | 5.67% | $0.54 | | Union Bankshares | UNB | 5.37% | $1.32 | | IBT Bancorp (PA) | IRW | 5.29% | $1.33 | | Ames National Corp. | ATLO | 5.14% | $1.13 | | Sterling Bancorp | STL | 5.09% | $0.87 | | Susquehanna Bancshares | SUSQ | 5.01% | $1.49 | | Royal Bank Pennsylvania | RBPAA | 4.95% | $1.44 | | Merchants Bancshares | MBVT | 4.84% | $2.70 |
Comments:
MBTF: small cap; does about 15,000 shares a day in trading. FCF: operates about 110 offices in central and western Pennsylvania. The bank offers standard deposit products like checking and savings accounts and CDs; its loan book includes a mix of residential and commercial mortgages and business, construction, and consumer loans. TRST: the holding company for Trustco Bank, which operates in more than a dozen counties in New York, as well as five counties in Florida and one country each in Vermont, Massachusetts, and New Jersey. It operates some 90 branches, offering individual and business customers a variety of deposit products and trust services. It primarily originates residential mortgage loans, which account for some 70% of its loan portfolio
Updated 10/03/07
INDUSTRY: Midwest Banks | Company | Symbol | Div/Yield | EPS | | Corus Bankshares | CORS | 7.68% | $2.91 | | Independent Bank Corp. (MI) | IBCP | 7.60% | $0.61 | | National City Corp. | NCC | 6.54% | $3.30 | | Huntington Bancshares | HBAN | 6.24% | $1.76 | | FirstMerit Corp. | FMER | 5.87% | $1.22 | | Firstbank Corp. (Alma, MI) | FBMI | 5.45% | $1.42 | | Old National Bancorp | ONB | 5.31% | $1.05 | | First Financial Bancorp | FFBC | 5.01% | $0.76 | | Comerica Inc. | CMA | 4.99% | $4.80 | | Fifth Third Bancorp | FITB | 4.96% | $2.12 |
Comments:
CORS: operates about a dozen branches in the Chicago metropolitan area. The bank offers traditional retail banking services for consumers and businesses. Its primary emphasis is on commercial real estate loans, especially condominium construction, which make up around 94% of its loan portfolio. IBCP: serves customers in rural and suburban communities of Michigan's Lower Peninsula from about 120 branches and loan offices. The banks' traditional retail products include savings, checking, and NOW accounts. Residential mortgages and commercial real estate loans each make up nearly 30% of a portfolio that also includes construction, business, and consumer loans, as well as finance receivables. NCC: One of the top banks in the US, National City operates about 1,300 bank branches in Ohio, Florida, Illinois, Indiana, Kentucky, Michigan, Missouri, and Pennsylvania. Besides retail and corporate banking services, National City offers retail banking, corporate and small business banking, wealth management services, and mortgage banking.
Updated 09/11/07
INDUSTRY: Mid-Atlantic Banks | Company | Symbol | Div/Yield | EPS | | Penns Woods Bancorp | PWOD | 5.51% | $2.40 | | Citizens & Northern Corp. | CZNC | 5.23% | $1.23 | | BB&T Corp. | BBT | 4.70% | $2.82 | | Wesbanco | WSBC | 4.47% | $2.17 | | American National Bankshares | AMNB | 4.37% | $1.90 | | Provident Bankshares | PBKS | 4.23% | $1.95 | | Bank of South Carolina | BKSC | 4.20% | $1.03 | | First West Virginia Bancorp | FWV | 4.11% | $1.25 | | First Bancorp Inc. (N. Carolina) | FBNC | 4.06% | $1.37 | | Central Virginia Bankshares | CVBK | 3.90% | $1.50 |
Comments:
PWOD: Very small bank, only 3.882 million shares outstanding, trades about 3000 shares a day. CZNC: Another small one, 8.896 million shares outstanding, trades about 3000 shares a day. BBT: acquisitive banking company that's been spreading across the Southeast like kudzu. The company serves consumers, small to midsized businesses, and government entities through more than 1,400 branches. Its flagship subsidiary, Branch Banking and Trust (aka BB&T), is one of North Carolina's oldest banks and a leading originator of residential mortgages in the Southeast
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