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FNLC: the parent holding company of The First National Bank of Damariscotta. The Bank emphasizes personal service, and customers are primarily small businesses and individuals for whom the Bank offers a variety of services, including deposit accounts, consumer and commercial and mortgage loans. In addition to traditional banking services, the Company provides investment management and private banking services through First Advisors, which is an operating division of the Bank. First Advisors is able to offer a range of private banking, financial planning, investment management and trust services to individuals, businesses, non-profit organizations and municipalities of varying asset size.

VLY: a bank holding company. The Company's principal operating subsidiary is Valley National Bank (the Bank). The Bank is a national banking association that provides a range of commercial and retail banking services. These services include the acceptance of demand, savings and time deposits; extension of commercial, real estate and consumer loans; equipment leasing; personal and corporate trust, and pension and fiduciary services. The Bank has four business segments: consumer lending, commercial lending, investment management, and corporate and other adjustments. As of December 31, 2009, the Bank had 197 full-service banking offices located throughout northern and central New Jersey, and the New York City boroughs of Manhattan, Brooklyn and Queens.

UNB: a one-bank holding company whose subsidiary is Union Bank (Union). The Company's business is that of a community bank in the financial services industry. The Company has one business segment, Union Bank, which is a commercial bank operating in northern Vermont and northeastern New Hampshire. Union is a community bank, which provides a range of commercial and retail banking services. The Company offers retail and commercial banking services to its customers, including image checking and E-statements. The Company provides retail banking services to individuals living within its market area and commercial banking services to small and medium-sized corporations, partnerships and sole proprietorships, as well as nonprofit organizations, local municipalities and school districts.